Blog

Man sitting on a bed with his head in his hand, looking down, appearing to be in pain.
By Cynthia Macluskie January 30, 2026
Learn how to decide when cold or flu symptoms can be treated at home—and when to use telehealth, urgent care, or the ER—based on symptoms and coverage.
Woman in tan sweater looks intently at a folded paper. Interior setting, plant in background.
By Cynthia Macluskie January 23, 2026
Enrolled in a new ACA health plan? Learn when coverage starts and how to avoid gaps by checking ID cards, provider networks, prescriptions, and payments.
Elderly person fallen on rug with cane and glasses, near a tipped-over chair in a living room.
By Cynthia Macluskie January 16, 2026
Fall monitors help seniors stay safe and independent. Learn how fall detection devices work, why they matter, and how Medicare Advantage plans may help cover the cost.
Man on phone, indoors, touching his forehead. Black and white photo.
By Cynthia Macluskie January 12, 2026
Medicare fraud and scams can put your benefits and identity at risk. Learn common Medicare scam tactics, red flags, prevention tips, and how to report suspected fraud.
Stack of cream-colored envelopes, slightly fanned out, viewed from above.
By Cynthia Macluskie September 26, 2025
Get your Medicare Advantage Annual Notice of Change (ANOC) and learn what to look for. Use this guide to understand your plan's changes and make informed choices for next year's coverage.
Smiling older man on a phone call and using a laptop outdoors.
By Cynthia Macluskie September 22, 2025
The Medicare Annual Enrollment Period (AEP) is coming. Learn what AEP is, key dates for 2026, and how to prepare now to ensure your Medicare plan fits your health and financial needs.
Envelope with
By Cynthia Macluskie September 17, 2025
If you're enrolled in a Medicare Advantage plan and your doctor recommends a treatment or prescription, it can be frustrating — and even alarming — to learn that your plan has denied it. Unfortunately, this scenario is becoming more common. Medicare Advantage plans are increasingly using prior authorization as a cost-control tool. While this process is designed to ensure care is medically necessary, it can also create delays, confusion, and unnecessary stress. Here’s what you need to know — and what steps to take if your care is denied.
Elderly couple at computer, man pointing, woman using mouse. Indoor, sunny, light colors.
By Cynthia Macluskie September 12, 2025
Avoid common mistakes during Medicare's Annual Enrollment Period. Learn what to look for and how to ensure you have the right coverage for 2025.
By Cynthia Macluskie September 5, 2025
Prepare for ACA Open Enrollment (OEP). Review your plan, update your information, and watch for your ANOC to get the best coverage for 2026.
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